Services - Business Loans
Loans for all your
Business needs...
10,000+
Small Businesses
$950M
Total Amount Funded
90%
Approval Rate
in 3 Simple Steps
Get Your Business Funds
Apply Securely
Get an Instant approval.
Select a funding plan
Discuss your best option with a trusted representative.
Get Your Funds
Receive your funds the same day!
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SBA
Loans
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Term
Loans
-
Business Lines
of Credit
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Equipment
Financing
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Short-term
Business Loans
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Merchant Cash
Advances
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Government
Funding
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Credit Card
Processing
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Credit
Repair
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SEO
SBA Loans
SBA loans are government-guaranteed term loans that allow lenders to offer low-interest rates to business owners who might not qualify for a bank loan.
- Lowest down payments
- Longest payment terms
- Reasonable interest rates
- Lengthy paperwork
- Longer approval time
- May require collateral
Business Term Loans
Business term loans are a lump sum loan designed to accommodate a wide variety of businesses and their funding needs. The repayment period and rates of an online term loan will depend on the lender – however, short-term loans can have a repayment period of a few months up to a year, and long-term loans from a year to five years.
- Set payment structure
- Bad credit is acceptable
- Potential prepayment penalities
Business Lines of Credit
Business lines of credit are one of the most flexible forms of financing—giving you the ability to draw from a set pool of funds when you need capital.
- Only pay interest on funds drawn
- Capital is available when needed
- Lenders may place a UCC-Lien
- Stricter qualifications
Equipment Financing
Equipment financing is a type of small business loan given for the specific purpose of purchasing new or used equipment. With this you can fund up to 100% of the value of the equipment purchased.
- Limited paperwork
- Quick access to cash
- Equipment serves as collateral.
- Equipment could be obsolete by the time the loan is fully repaid.
Short-Term Business Loan
Short term loans are easier to qualify and apply for. These loans are great for when an sudden opportunity or emergency presents itself because they are faster to fund.
- Fast fincancing
- Easy qualifications
- Shorter term
- More expensive
Merchant Cash Advances
Merchant Cash Advance (MCA) is the fastest and most convenient way to obtain the financing your business needs. With our exclusive instant approval process we have the ability to provide same day funding.
- Instant approval & funding same day
- Minimal paperwork
- Set payment structure
- Bad credit is acceptable
- Shorter Term
Government Funding
Government Funds consist of SBA term loans, EIDL’s and PPP’s. These funds range from forgivable to 5% and up to 30 year notes.
- Lower rates
- Longest payment terms
- Extensive approval process
Credit Card Processing
Credit card processing provides the business with the best rates in order to process credit card transactions. This is for companies that want to save on their monthly credit card processing bills.
- 0% Credit card fees
- 1 time set up fee
- Transition into new POS
Credit Repair
Credit repair provides business owners with the ability to repair their credit. Credit repair can boost your credit score up to 100 points with all three of the credit bureaus.
- Higher credit rating
- Ability to receive better funding rates
- Can take 1-3 months
Why Suncoast
Low interest lending and is based out of the Miami Dade area. Our offices are located in Miami, Tampa, and Jacksonville areas, and our head account executives have over 20 years of experience.
TESTIMONIALS
We are Proud of what our
customers say about us
Shop Owner
Same G.
Suncoast was able to help me out financially by getting me working capital in aquick time period. I needed to install additional equipment for a big project the next day.
Shop Owner
Ashley K.
Suncoast was by far the fastest funding I have received. From start to finish they were able to provide me with the capital I need in under 24 hours.
Shop Owner
Ben Caly
When no bank was able to provide me with funding in time to finish a major construction project my Suncoast representative Camron was able to get it done in just 1 day.
FAQ
Frequently asked Questions
How do I get a business loan?– Apply securely with Bluegrass
– Select a funding plan
– Get your funds
What do I need for a business loan?Quick application and past 4 months business bank statements.
How long does the loan take to process?24-48 hours.
How do I build business credit?Business credit is derived from your ability to pay off previous debts. To build your credit
you have two options. Take out a very affordable payment structure with Bluegrass, or
apply for our credit repair program.
Will I qualify for a business loan?Suncoast accepts 90% of all applicants.
Ready to
Get Your Funds?
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